Products & Services

Loans

Our work helps to create opportunities and pave the way to renew the way of life for families seeking economic guidance.

Loan Amount

₹ 35,000 - ₹ 100,000

per member
Repayment Terms

12 - 24 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

23.20%    24.00%

Avg. 23.50%

Processing Fee

1.5%

on loan amount | excluding GST
Loan Amount

₹ 50,000 - ₹ 8,00,000

per member
Repayment Terms

30 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

21.25%    22.60%

Processing Fee

1.5%

on loan amount | excluding GST
Loan Amount

₹ 1,600 - ₹ 25,300

per member
Repayment Terms

6 - 18 months

Moratorium Period

0 months

Interest Rate

24.00%

Processing Fee

2%

on loan amount | excluding GST
Loan Amount

₹ 20,000 - ₹ 25,000

Repayment Terms

12 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

24.00%

Processing Fee
Minimum    |    Maximum

2%     2%

on loan amount | excluding GST
Loans

Our work helps to create opportunities and pave the way to renew the way of life for families seeking economic guidance.

Loan Amount

₹ 35,000 - ₹ 100,000

per member
Repayment Terms

12 months

Moratorium Period

1 month

Interest Rate
Minimum    |    Maximum

23.20%    24.00%

Avg. 23.50%

Processing Fee

1.5%

on loan amount | excluding GST
Loan Amount

₹ 50,000 - ₹ 8,00,000

per member
Repayment Terms

30 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

22.00%    25.50%

Processing Fee
Minimum    |    Maximum

1.00%     2.50%

on loan amount | excluding GST
Loan Amount

₹ 1,600 - ₹ 25,300

per member
Repayment Terms
Minimum    |    Maximum

6    |    18 months

Moratorium Period

0 month

Interest Rate

24.00%

Processing Fee
 

2%

on loan amount | excluding GST
Loan Amount

₹ 20,000 - ₹ 25,000

Repayment Terms

12 months

Moratorium Period

0 month

Interest Rate

24.00%

Processing Fee
Minimum    |    Maximum

2%     2%

on loan amount | excluding GST

We offer a life insurance protection for customers

The capacity to absorb economic shocks is one of the key requirements for sustainability of small businesses. The poor always stand the risk of slipping back into the poverty net after unfortunate events and disasters. Keeping this in view, Belstar offers a life insurance cover along with each of its loan products. All borrowers, and in most cases nominees, are insured for life, covering the entire loan exposure and repayment duration.

Belstar insures the customers for an amount of 5,000 more than the loan amount, for example, for a Loan amounting to Rs. 25,000, the sum insured is Rs. 30,000.

Loan Amount

₹ 35,000 - ₹ 100,000

Terms

12 - 24

months

Premium

770 - 4200

Sum Assured

₹ 35,000 - ₹ 100,000

Loan Amount

₹ 10,000 - ₹ 25,000

Terms

12

months

Premium

61 - 121

Sum Assured

₹ 15,000 - ₹ 30,000

Loan Amount

₹ 50,000 - ₹ 8,00,000

Terms

30

months

Premium

Based on member age

Sum Assured

₹ 50,000 - ₹ 8,00,000

Loan Amount

₹ 1,600 - ₹ 25,300

Terms

12 - 24

months

Premium

336 - 546

No Premium for Upto ₹ 15,000 Loans
Sum Assured

₹ 16,000 - ₹ 26,000

(Not Applicable for Co-Borrowers)
Loan Amount

₹ 20,000

Terms

12

months

Premium

440 - 550

Sum Assured

₹ 25,000

Loan Amount

₹ 15,000 - ₹ 60,000

Terms

12 - 24

months

Premium

770 - 4200

Sum Assured

₹ 15,000 - ₹ 60,000

Loan Amount

₹ 10,000 - ₹ 25,000

Terms

12

months

Premium

61 - 121

Sum Assured

₹ 15,000 - ₹ 30,000

Loan Amount

₹ 10,000 - ₹ 16,000

(Not Applicable for Co-Borrowers)
Terms

12 - 24

months

Premium

336 - 546

No Premium for Upto ₹ 15,000 Loans
Sum Assured

₹ 10,000 - ₹ 16,000

(Not Applicable for Co-Borrowers)