Products & Services

Loans

Our work helps to create opportunities and pave the way to renew the way of life for families seeking economic guidance.

Loan Amount

₹ 15,000 - ₹ 70,000

per member
Repayment Terms

12 - 24 months

Moratorium Period

1 month

Interest Rate
Minimum    |    Maximum

21.25%    22.60%

Processing Fee
Minimum    |    Maximum

1.5%     1.5%

on loan amount | excluding GST
Loan Amount

₹ 75,000 - ₹ 2,00,000

per member
Repayment Terms

30 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

21.25%    22.60%

Processing Fee
Minimum    |    Maximum

1.5%     1.5%

on loan amount | excluding GST
Loan Amount

₹ 3,000 - ₹ 14,500

per member
Repayment Terms

10-24 months

Moratorium Period

2 months

Interest Rate
Minimum    |    Maximum

21.25%    24.00%

Processing Fee
Minimum    |    Maximum

2%     2%

on loan amount | excluding GST
Loan Amount

₹ 20,000 - ₹ 25,000

Repayment Terms

12 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

21.25%    24.00%

Processing Fee
Minimum    |    Maximum

2%     2%

on loan amount | excluding GST
Loans

Our work helps to create opportunities and pave the way to renew the way of life for families seeking economic guidance.

Loan Amount

₹ 15,000 - ₹ 70,000

per member
Repayment Terms

12 months

Moratorium Period

1 month

Interest Rate
Minimum    |    Maximum

21.25%    22.60%

Processing Fee
Minimum    |    Maximum

1.5%     1.5%

on loan amount | excluding GST
Loan Amount

₹ 75,000 - ₹ 2,00,000

per member
Repayment Terms

30 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

21.25%    22.60%

Processing Fee
Minimum    |    Maximum

1.5%     1.5%

on loan amount | excluding GST
Loan Amount

₹ 3,000 - ₹ 14,500

per member
Repayment Terms

30 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

21.25%    24.00%

Processing Fee
Minimum    |    Maximum

2%     2%

on loan amount | excluding GST
Loan Amount

₹ 20,000 - ₹ 25,000

Repayment Terms

12 months

Moratorium Period

0 month

Interest Rate
Minimum    |    Maximum

21.25%    24.00%

Processing Fee
Minimum    |    Maximum

2%     2%

on loan amount | excluding GST

We offer a life insurance protection for customers

The capacity to absorb economic shocks is one of the key requirements for sustainability of small businesses. The poor always stand the risk of slipping back into the poverty net after unfortunate events and disasters. Keeping this in view, Belstar offers a life insurance cover along with each of its loan products. All borrowers, and in most cases nominees, are insured for life, covering the entire loan exposure and repayment duration.

Belstar insures the customers for an amount of 5,000 more than the loan amount, for example, for a Loan amounting to Rs. 25,000, the sum insured is Rs. 30,000.