Our People

Krishnamoorthy Venkataraman is an Independent Director and Chairman on the Board of our Company. He holds a master’s degree in science (agriculture) from Tamil Nadu Agricultural University, Coimbatore. Prior to joining our Company, he was previously associated with Karur Vysya Bank and SBI Global Factors Limited. He is currently the part-time non-executive Chairman of Coastal Local Area Bank.

Dr. Kalpanaa Sankar is a Managing Director on the Board of our Company. She holds a master’s of business administration degree from TRIUM and a degree in doctor of philosophy from Mother Teresa Women’s University, Kodaikanal. She is also the co-founder and managing trustee of Hand in Hand India. She is the recipient of the ‘Princess Sabeeka Bint Ibrahim AI- Khalifa Global Award for Women Empowerment under the Individuals Champions category’, and the ‘Nari Shakti Puraskar-2016’ award.

Balasubramanian Balakumaran is a Whole-time Director on the Board of our Company. He holds a bachelor of science degree in agriculture from Andhra Pradesh Agricultural University, Hyderabad. Prior to joining our Company, he was previously associated with Indian Bank.

Kuttikattu Rajappan Bijimon is a Non-Executive Director on the Board of our Company. He holds a bachelor’s degree in law from Faculty of Law, Mahatma Gandhi University, Kottayam and a bachelor’s degree in science from Faculty of Science, Mahatma Gandhi University, Kottayam. He is a fellow member of Institute of Chartered Accountants. He is currently a director in Muthoot Homefin (India) Limited, Muthoot Securities Limited, Muthoot Commodities Limited and Muthoot Forex Limited.

George Alexander is a Non-Executive Director on the Board of our Company. He holds a bachelor’s degree in mechanical engineering from Faculty of Engineering and Technology, University of Kerala, Thiruvananthapuram and a master’s degree in business administration from University of North Carolina, Chapel Hill. He has experience in the field of management.

George Muthoot Jacob is a Non-Executive Director on the Board of our Company. He holds a bachelor of arts and bachelor of law (honours) degree from National University of Advanced Legal Studies, Kochi, a master’s degree in international economic law from University of Warwick and a master’s degree in management with a specialisation in internal auditing from Sir John Cass Business School, The City University, London. He has experience in the field of management.

Vadakkakara Antony George is an Independent Director on the Board of our Company. He holds a bachelor’s degree in mechanical engineering from Faculty of Engineering, University of Kerala, Thiruvananthapuram. He is an associate member of The Indian Institute of Bankers and Indian Institute of Banking & Finance and a fellow member of All India Management Association. Prior to joining our Company, he was previously associated with Equipment Leasing Association of India. He is currently the executive chairman of Thejo Engineering Limited.

Chinnasamy Ganesan is an Independent Director on the Board of our Company. He holds a bachelor’s degree in commerce from Annamalai University, Annamalai Nagar. He is a fellow member of The Institute of Chartered Accountants of India. Prior to joining our Company, he was previously associated with KPMG, Lovelock & Lewes and B S R and Associates.

Rajeswari Karthigeyan is an Independent Director on the Board of our Company. She holds a bachelor’s degree in commerce from the Faculty of Commerce, University of Madras, Chennai and a diploma in systems management from National Institute of Information Technology, Madras. Prior to joining our Company, she was previously associated with CRISIL Ratings Limited.

Vijay Nallan Chakravarthi is a Non-Executive Director representing M/s Arum Holdings Limited and Augusta Investments Zero Pte Ltd on the Board of our Company. He holds a bachelor’s degree in mechanical engineering from Faculty of Engineering, University of Madras, Chennai and a master’s degree in business administration from J. L. Kellogg School of Management, Northwestern University and a master’s degree in science from The Ohio State University. He is currently a managing director at Affirma Capital Investment Adviser India Private Limited ("Affirma”) and formerly was an executive director, private equity at Standard Chartered Bank. He is involved with Affirma’s investments in certain portfolio companies.

Siva Chidambaram Vadivel Alagan is a Non-Executive Director representing MAJ Invest Financial Inclusion Fund II K/S on the Board of our Company. He holds a bachelor’s degree in economics from the University of Delhi, Delhi and has completed The HBS – Accion Program on Strategic Leadership in Inclusive Finance from Harvard Business School, Boston, Massachusetts. He is currently designated as director at Maj Invest India (MJIC Consultancy Private Limited). Prior to joining our Company, he was previously associated with Triple Jump BV, Incofin South Asia Advisory and Deloitte & Touche Assurance and Enterprise Risk Services India Pvt. Ltd.

J Balakrishnan is retired General Manager commenced his professional journey at Indian Overseas Bank and built a distinguished career spanning over 39+ years, overseeing a wide spectrum of banking operations, field operations, audit and internal control, public relations, training, consultancy, credit, and project activities. He has a proven track record as an exceptional trainer, conducting successful training sessions for banking officials at various branches and centers. His expertise extends to financial inclusion, priority lending, microfinance, self-help group finance, and financial literacy, and he has effectively delivered training and skill enhancement programs for rural youth, focusing on entrepreneurship development. Following retirement, he served as a Financial advisor at the Technology Development Board, Government of India, where he evaluated the commercial feasibility of innovative projects for their commercial production. He is an international Basketball player who had represented Indian team and qualified Fitness trainer.

Muralidharan L is the Chief Financial Officer of our Company. He has been associated with our Company since February 4, 2017. He has passed the bachelor’s degree course in commerce (honours) from University of Delhi. He is a member of The Institute of Chartered Accountants of India. Prior to joining our Company, he was associated with Reliance Industries Limited, Hand in Hand Tamil Nadu, WaterAid India and IFMR Trust.

Parthasarathy G is the ‘Chief Risk Officer’ of our Company. He has been associated with our Company since February 1, 2018. He holds a bachelor’s degree in law from Sri Venkateshwara University, Tirupati, bachelor’s of science degree in mathematics from Faculty of Science, University of Madras and a master’s degree in business administration from Faculty of Management Sciences, University of Madras. Prior to joining our Company, he was associated with Tata AIG Life Insurance Company Ltd, ICICI Bank Limited, GE Countrywide Consumer Financial Services Ltd, GE Money Financial Services Limited, Centurion Bank of Punjab Limited, HDFC Bank Limited, Muthoot Fincorp Limited, BEBB India Pvt. Ltd., and Madura Micro Finance Limited.

Ravindran P S is the ‘Head – Human Resources’ of our Company. He has been associated with our Company since June 18, 2018. He has passed the bachelor’s degree course in science (agriculture) from Gujarat Agricultural University, Sardar Krushinagar and a master’s degree in business administration from Faculty of Management, Bharathidasan University, Tiruchirappalli. Prior to joining our Company, he was associated with Equitas Small Finance Bank, HDFC Bank Limited, ICICI Bank Limited, Tractors and Farm Equipment Limited and Flamingo Flower Bulbs Private Limited.

Dhanasekaran S is the ‘Chief Technology Officer’ of our Company. He has been associated with our Company since July 14, 2021. He holds a bachelor’s degree in engineering in computer science from Faculty of Arts, University of Madras and an executive master’s degree in business administration from School of Economics, Aalto University, Singapore. Prior to joining our Company, he was associated with Optimum Solutions (Singapore) Pte Ltd, HCL Technologies Ltd. (IOMC) and Samunnati Financial Intermediation & Services Private Limited.

Sunil Kumar Sahu is the Company Secretary and Chief Compliance Officer of our Company. He has been associated with our Company since September 23, 2015. He holds a bachelor’s degree in commerce from Berhampur University. He is a member of the Institute of Company Secretaries of India. Prior to joining our Company, he was associated with R.R. Industries Ltd.

Chandramouleeswaran S is the ‘Head - Audit’ of our Company. He has been associated with our Company since December 18, 2021. He holds a bachelor’s degree in corporate secretaryship from Faculty of Arts, University of Madras, Chennai. He is an associate member of the Institute of Chartered Accountants of India. Prior to joining our Company, he was associated with DataTracks Services Private Limited, ICICI Bank Limited, Standard Chartered Bank, PPN Power Generating Company Private Limited, Amara Raja Power Systems Limited, Refex Industries Ltd. and IL&FS Tamil Nadu Power Company Limited.