Lakshmi

Seeing her endure various difficulties, the Credit Plus Team reached out to help her undertake advanced training in toy-making using government aid and relocate her business from Koneripatti village to Rasipuram town where there were greater opportunities. Moreover, with her sincere credit history, she obtained Rs. 75,000/- ME loan from BELSTAR with the team’s guidance to expand her business further. The support helped improve her earnings to Rs. 2,000 a day. The financial support enabled her daughter to complete her M.Phil degree and get married. Ms Lakshmi taught her son the trade and he learnt to manage the business. Currently, she gets her raw materials from Bangalore and has been constructing modern toys at a much larger scale. Ms Lakshmi says, “I lost my confidence because of my small earnings and I doubted if I will be able to improve my condition in life and see my children settle down. But the Credit Plus Team gave me hope and helped set up my business. Hope has made my life more meaningful. It is all thanks to BELSTAR.”

Stories of change

Belstar’s success stories paint the picture of how women have inspired many by beating impossible odds and succeeding on their own for their families, with a little help from microfinance.

Shajeena Shanavas

Biriyani specialist caterer - Kerala

Belstar’s objective is to identify and effectively empower women to build a sustainable livelihood by giving them access to credit and training. Shajeena from Aluva is one such empowered woman and belongs to the Belstar JLG named Ambal. An enthusiastic person, Shajeena loves to spend her time

Hema Prasad

General Store – Uttarakhand

Hema Prasad is 38 years old and lives in Khatima, Uttarakhand with her family. Her husband is a factory worker and earns a very minimal daily income. With a desire to improve the standard of living for both her and her family she started a small general store about 9 months ago.

Gudiya Singh

Tailoring shop – Uttar Pradesh

At Gudiya Singh’s small home in Lucknow, Uttar Pradesh the hum of the sewing machine has become the norm. Gudiya runs a tailoring shop from her home, she has two machines and uses them to do embroidery. Gudiya is happy to have become part of the Belstar family.

Seema Taj

Disposable Platemaking – Karnataka

Seema lives in Shimoga with her husband and children. She has been engaged in ‘plate-making’, while her husband is a daily-wage labourer. Their joint income was not enough to keep the family running. While Seema had ideas to start her own business, there was a paucity of funds.

Suresh Kunwar’s

Pav Bhaji cart - Rajasthan

In Udaipur, Rajasthan, Suresh Kunwar owns a ‘Pav Bhaji cart’ which she takes around the locality with her husband Chandan Singh to earn her living. When she looks back, her story was not a happy one. Her family was struggling to meet ends since her husband did not have a steady income.

Mariammal

Sells tender coconuts, Sarkar Samakulam - Tamil Nadu

Mariammal is a member of Aalayam SHG in a small village near Coimbatore. Her story is one of perseverance. The 38-year-old has only studied till her grade-12 and got married very young to a toddy-collector from Kerala. Senthil Kumar, her husband climbs coconut and palm trees to make his living.

Jayanthi

Provisions store, Annamalai - Tamil Nadu

Jayanthi from Annamalai village, Coimbatore has a long connection with Belstar. The 35-year-old is married with two children and has been part of the Belstar family for over 7 years now. Jayanthi’s husband has a job as an on-call driver and does not earn a regular income.

Anees Fatima

Mobile store, Tirupur - Tamil Nadu

Anees Fatima has been part of the Belstar family for 5 years now and leads her Self Help Group called Bismi. The 30-year-old living in Kangayam, Tirupur maintains her group savings account. Anees owns a cell phone shop that does sales and services. She also sells accessories for cell phones.

Karthika

Garments Business, Namakkal District - Tamil Nadu

Karthika is an engineering graduate, the owner of a garments shop, leader of her Self Help Group and a happy mother of two children. She lives in Thiruchengode, Nammakal district. Three years ago, Karthika’s life changed when she got introduced to Belstar.

Bhavya

Poultry farmer, Chikmangalur, Karnataka

Bhavya from Chikmangalur lives with her husband and two children. Her husband’s income from driving vehicles was not sufficient to sustain the family. When Bhavya decided to join Belstar, her idea was to start an animal husbandry unit. She formed a group with four other women and took a loan of INR 20,000.

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Toymaker, Namakkal District - Tamil Nadu